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Attached at the time of signature: The undersigned hereby submits this personal financial statement as of this date. In addition, the undersigned represents that, in the opinion of his or her professional advisor and the professional advisor's firm as a whole, such attorney/client privilege does not prohibit such attorney/client from making this true and accurate statement of financial condition. FURTHER DOCUMENTATION SHOULD BE FILED WITH THE OFFICE OF THE CORRECTIONAL SERVICES COMMISSION TO ENSURE THAT RECORD IS FOLLOWED BY ALL SUCCESSOR, SUBSTANTIATES, AND SUCCESSORS OF SUBSEQUENT CORPORATIONS. DATE: DATE: DATE: DATE: TOWN OF ______________________ ______________ ______________ STATE OF _______________________ _________________________ _________________________ _________________________ LOCATION OF PLACE OF WITNESS TOWN OF ______ ______________ _______ STATE OF _________________________________ _______________ ORANGE COUNTY, FOUR RIVERS MUNICIPAL COURT COUNT OF: Count III of the Indictment (Count III Indictment Case Number 2-06-00516) COUNTS OF: (Count III Indictment Case Number; Case Number; Case Number) 3 OF 7, BORROWER/AUTHOR/WITNESS: (3 Batteries Of Evidence) 1. _________________________ (1 Batteries Of Evidence) 2. SHELLY L. J. WAN, 3. _________________________ (1 Batteries Of Evidence; Witness Name) 4. FATHER OF,, _________________________ 5. _________________________ (1 Batteries Of Evidence) 6. _________________________ (1 Batteries Of Evidence) 7. _________________________ (1 Batteries Of Evidence) 8. _________________________ (1 Batteries Of Evidence) 9. WILLIAM D. KETCH, (CONFIRMATION) _________________________ 10.

The question I'm not going to answer the question that I'm going to answer today is how to complete the personal financial statement correctly this is a common question because the personal financial statement is often completed incorrectly causing delays and even loan declines, so I'm going to answer this in two videos first video is going to show you how to complete the personal financial statement correctly which will save you time and headache the second video is going to show you how the bank will interpret your personal financial statement which will help you identify the strengths and weaknesses of your personal financial statement, and you'll be able to make some adjustments hopefully prior to submission of your personal financial statement personal financial statements also called the PFS just the acronym for it okay so couple quick things you only have one time to give your first impression so let's do it right, so the personal financial statement is a personal document to reflect you and your spouse's financial situation not your businesses not any third parties your uncle's financial information any money they're going to give you etcetera it is to reflect you and your spouse the form that we're going to go over today is called the SBA form 4:13 this is issued by the SBA, and it is required if you are completing an SBA loan and if you're not doing an SBA loan it's a good form to know most banks use it anyway and if you have one of their personal financial statements you can typically just sign their form and then use this one instead okay so let's get started up in the top right here you are going to see expiration date the first thing you want to make sure is that the form is current this one expires September 2014 below that you're going to see an as of date this is where you are going to put the date as all this information is based on I suggest let's pretend today is July 15th, so I would have you print off all of your documents your bank statements your credit card statements your mortgage statements your car loans every financial doubt your stock certain stock information all of those documents as of 6:30, so you want to do go back to the previous month and print off all your documents ending with the last day of the month, so I would put 6:30 up here if it was 7:15 today okay down towards the first third of the second third of the page you're going to see name this is for you and your spouse's name the rule is this if you file a tax return joint then both of those names are to be listed on the personal financial statement just because your spouse is listed does not mean that he or she is a guarantor on the loan, but it does represent that you two own assets together okay residents address is below that I recommend putting wherever you live currently that's usually your personal or primary residence however it could be an apartment, or you could be wherever you're living currently below that is business name and applicant name...